Carrollton & McKinney Dental Insurance & Billing
Clear answers about coverage and costs, before treatment ever starts
Kidz and Teen Dental + Orthodontics accepts most major insurance plans and Medicaid, verifies benefits before treatment, and provides clear cost estimates.
When insurance feels confusing, we’re here to sort it out
Dental insurance is hard to read, and every plan works a little differently. At Kidz and Teen Dental + Orthodontics, our Carrollton & McKinney dental insurance and billing team checks your coverage before your child’s visit, explains what it actually means, and gives you a clear cost estimate before any treatment starts.
Dental insurance plans we accept
We’re in-network with a wide range of dental insurance plans, and we also welcome Medicaid patients. Plans we regularly work with include:
-
Aetna -
Ameritas -
Anthem -
Assurant -
BlueCross BlueShield -
Cigna -
Delta Dental -
Guardian -
Humana -
Medicaid -
MetLife -
Nationwide -
Principal -
Sun Life Financial -
Superior -
The Standard -
United Concordia -
United Healthcare
This list covers most of the plans our Carrollton and McKinney families carry, but networks change often. DMO plans vary by employer, so if your child is on a DMO plan, call us, and we’ll confirm your in-network status before you book.
Common insurance terms, explained simply
Dental insurance comes with its own vocabulary, and it’s rarely explained well. Here’s what the terms on your benefits summary actually mean:
- In-network: We have a contract with your insurance company, which usually means a lower cost for you
- Out-of-network: We don't have a contract with your specific plan, though many plans still cover part of the cost
- Deductible: the amount you pay out of pocket each year before your insurance starts contributing
- Annual maximum: the most your plan will pay toward dental care in a year
- Waiting period: a length of time you need to be enrolled before certain treatments are covered
- EOB (Explanation of Benefits): the summary your insurance company sends after a claim, showing what they paid and what you owe
What if we’re out-of-network or your coverage is unclear?
Being out-of-network doesn’t change how we treat your family, we can still see your child here. Most PPO plans continue to cover part of the cost, even for out-of-network, just at a different reimbursement rate. When that’s the case for your plan, we’ll estimate what your insurance is likely to cover and what your part will be, so you’re deciding with real numbers instead of a guess.
If your coverage is unclear or if you’re not sure what your plan includes, tell us. Sorting out confusing coverage is a normal part of what our front desk team does every day, not an extra step for you to handle alone.
How do we verify your child’s benefits before treatment
Here’s what happens between booking and your child’s appointment:
Share your insurance information
When you schedule, give us your insurance details or your child’s Medicaid information. We’ll take it from there.
We check your benefits before you arrive
Our team contacts your insurance company to confirm your plan is active, what’s covered, and what your out-of-pocket portion is likely to be for the visit or treatment your child needs.
You get a clear estimate before treatment starts
Beyond a routine cleaning or exam, we’ll walk you through the cost in writing before treatment begins. If a bigger treatment plan is recommended, you’ll see the timeline and price before you decide anything.
We keep you posted on changes
Insurance plans change, sometimes mid-year. If something shifts between your child’s visits, we’ll let you know before it affects your bill, not after.
Orthodontic insurance works a little differently
If your child needs braces, Invisalign, or early orthodontic treatment, it helps to know that orthodontic coverage usually works separately from general dental benefits. Many plans set a separate lifetime maximum for orthodontics, and some don’t cover it at all, or only cover treatment started before a certain age.
Because we treat orthodontic and general dental care under one roof, we can check both sides of your benefits at the same time and explain how they work together.
Ways to pay beyond insurance
Insurance rarely covers 100% of treatment, so we built in other ways to manage the cost of your child’s care:
- Cash and a credit card
- Financing options, including CareCredit, Sunbit, and Proceed Financial
- Our in-office membership plan is a straightforward way to budget for preventive care without insurance
- Online bill pay, so you can take care of a balance from your phone or computer
Our in-office membership plan
Why Carrollton & McKinney families trust us with the details
- Dr. Haider and our team explain what's needed and why before recommending treatment, so you're never guessing at the value of what you're paying for
- Prevention-first care means fewer surprise procedures and fewer surprise bills
- Dental and orthodontic care live under one roof, so we check your full benefits picture instead of one slice of it
- Two offices, in Carrollton and McKinney, so you have a local team to call with billing questions
Frequently Asked Questions
What dental insurance plans does Kidz and Teen Dental + Orthodontics accept?
What if my insurance isn't in your network?
Do you accept Medicaid?
Does dental insurance cover braces or Invisalign for my child?
How do you verify my insurance before my child's appointment?
What if I don't have dental insurance?
Will I know the cost before my child's treatment starts?
Questions about your coverage? Let’s sort it out together
Call us at (972) 939-5439, and we’ll check your benefits before your child ever sits in the chair.
Clear payment options
for busy families
We accept dental insurance and offer flexible ways to pay, including credit cards, financing options, and an in-office membership plan for families without insurance. If you’re not sure whether you’re in-network, call our team and we’ll help you confirm.
Membership plan that makes routine care easier
Our in-office membership plan is designed for patients without dental insurance who still want consistent preventive care and a simple way to budget for visits.
– A straightforward way to access routine dental care without insurance
– Budget-friendly support for preventive care and long-term oral health
– A predictable option for families who prefer to plan ahead
– The same thoughtful, patient-first care—without changing how we treat your child
Loved by kids, trusted by parents
“We had a wonderful experience at Kidz and Teen Dental + Orthodontics. The staff was friendly, patient, and made my twins feel comfortable right away. The office was clean, bright, and very toddler-friendly. ”
- Maame A.
“Dr. Haider has been amazing with our children. Kind, patient, and incredibly skilled. He makes appointments easy and stress-free, and the results have been outstanding.”
- CJ M.
“Dr. Haider explained to me all the options for an orthodontic treatment, and he has taken care of my daughter's treatment very professionally.”
- Larry C.
“We had an amazing experience at Kidz and Teen Dental + Orthodontics! The team was kind, professional, and patient, and thanks to them, my son wasn’t scared at all. I’m so grateful for the wonderful care he received.”
- Nathalie L.
“Had a wonderful experience with Dr. Haider and his team! They not only accommodated our family in one morning but also provided a smooth experience!”
- Laura T.
“Kidz and Teen Dental is an amazing clinic. Dr. Haider is the best! My entire experience with the clinic, as well as the staff, has been very welcoming. My whole family loves the clinic and team!”
- Sama F.
“We had a wonderful experience at Kidz and Teen Dental + Orthodontics. The staff was friendly, patient, and made my twins feel comfortable right away. The office was clean, bright, and very toddler-friendly. ”
- Maame A.
“Dr. Haider has been amazing with our children. Kind, patient, and incredibly skilled. He makes appointments easy and stress-free, and the results have been outstanding.”
- CJ M.
“Dr. Haider explained to me all the options for an orthodontic treatment, and he has taken care of my daughter's treatment very professionally.”
- Larry C.
“We had an amazing experience at Kidz and Teen Dental + Orthodontics! The team was kind, professional, and patient, and thanks to them, my son wasn’t scared at all. I’m so grateful for the wonderful care he received.”
- Nathalie L.
“Had a wonderful experience with Dr. Haider and his team! They not only accommodated our family in one morning but also provided a smooth experience!”
- Laura T.
“Kidz and Teen Dental is an amazing clinic. Dr. Haider is the best! My entire experience with the clinic, as well as the staff, has been very welcoming. My whole family loves the clinic and team!”
- Sama F.
Two convenient offices in DFW
Carrollton Office
4100 Fairway Dr, Ste #520
Carrollton, TX 75010
Our Hours
Monday: 8:30 AM – 5:00 PM
Tuesday: 09:00 AM – 6:00 PM
Wednesday: 09:00 AM – 6:00 PM
Thursday: 08:30 AM – 5:00 PM
Friday: 09:00 AM – 1:00 PM
Saturday: Once a month (call office for details)
We are by appointment only.
McKinney Office
2144 N Lake Forest Dr, Unit 204
McKinney, TX 75071
Our Hours
Monday: 8:30 AM – 5:00 PM
Tuesday: 09:00 AM – 6:00 PM
Wednesday: 09:00 AM – 6:00 PM
Thursday: 08:30 AM – 5:00 PM
Friday: 09:00 AM – 1:00 PM
Saturday: Once a month (call office for details)
We are by appointment only.
Big smiles start here
